Disclaimer

Effective date: 15 March 2026

MoatPeak is operated by MB "MoatPeak Group", a company registered in Lithuania.

The content published on this website, including reports, research notes, commentary, watchlists, sample materials, emails, and all other materials made available through MoatPeak, is provided for informational and educational purposes only.

No investment advice

MoatPeak does not provide personal investment advice, portfolio management, brokerage services, legal advice, tax advice, or any other regulated professional service.

Nothing on this website or in any MoatPeak content should be understood as:

• investment advice;
• a recommendation or solicitation to buy, sell, or hold any security or financial instrument;
• a guarantee of returns, outcomes, or future performance;
• advice tailored to your personal financial circumstances, objectives, or risk tolerance.

All investment, legal, tax, and financial decisions you make are your sole responsibility. You should conduct your own research and, where appropriate, seek advice from a licensed professional adviser before making any decision.

Investment risk warning

Investing involves substantial risk of loss. The value of investments can fall as well as rise. You may lose some or all of your invested capital.

Past performance is not a reliable indicator of future results.

Securities mentioned in our research are for illustrative and educational purposes only and do not constitute a recommendation to buy or sell.

No fiduciary duty

MB "MoatPeak Group" does not owe any fiduciary duty to subscribers or readers. We do not act as your financial adviser, trustee, or agent.

We have no obligation to consider your personal circumstances, and we do not tailor research to your individual needs. Our research is published for general informational and educational purposes and is not personalized advice.

Forward-looking statements

Research may contain forward-looking statements, forecasts, estimates, projections, and scenarios. These are based on current information, assumptions, and judgment, which may prove incorrect.

Actual results may differ materially from any forecast or scenario. Forward-looking statements should not be relied upon as predictions of future events.

We do not guarantee or imply that following our research, analysis, or educational content will result in profit, positive returns, or successful investment outcomes.

Research limitations

Our content reflects analysis, judgment, and interpretation at a particular point in time. Markets, economic conditions, company fundamentals, and regulations can change quickly.

As a result:

• opinions may change without notice;
• forecasts, scenarios, and assumptions may prove incorrect;
• information may become outdated over time.

While we aim to provide thoughtful and high-quality research, we do not guarantee that any content is complete, accurate, current, or error-free.

Conflicts of interest

MB "MoatPeak Group", its founders, employees, contractors, or related parties may hold positions in securities or companies mentioned in our research.

We do not have an obligation to disclose specific holdings.

Nothing in this disclosure constitutes investment advice or a recommendation.

No liability for reliance

To the fullest extent permitted by applicable law, MB "MoatPeak Group" is not liable for any direct, indirect, incidental, consequential, special, or other loss or damage arising from:

• reliance on any content published by MoatPeak;
• investment or business decisions made using our content;
• interruptions, omissions, delays, inaccuracies, or unavailability of the website or service.

Third-party sources and links

MoatPeak may refer to or link to third-party websites, publications, data providers, platforms, or other external sources. These references are provided for convenience only.

We do not control and are not responsible for the content, accuracy, availability, or policies of third-party resources.

No client relationship

Your use of this website or subscription to MoatPeak does not create an adviser-client, fiduciary, brokerage, legal, or other professional relationship between you and MB "MoatPeak Group".

Scope of application

This Disclaimer applies to all content available on or through MoatPeak, whether free or paid, including but not limited to:

• research reports and analysis;
• blog posts and articles;
• sample materials and previews;
• newsletters and email communications;
• social media posts and commentary;
• subscriber-only research and archives;
• charts, data visualizations, and dashboards;
• any other materials published or distributed by MB "MoatPeak Group".

This Disclaimer applies to all users, visitors, subscribers, and readers, regardless of subscription status or payment.

Contact

MB "MoatPeak Group"
Vilnius, V. Nagevičiaus g. 3, LT-08237, Lithuania
Company code: 307596762
Email: info@moatpeak.com

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